Terms and Conditions of Website Use

In using this website you are deemed to have read and agreed to the following terms and conditions:-

Terms and conditions for access to the RMCSC Insolvency Guidelines.

1.   General

These terms and conditions apply to all agreements for access to the RMCSC Insolvency Guidelines and to the clients, and the employees of those clients, entering into those agreements with RMCSC Ltd. When registering as a member to obtain access to the RMCSC Insolvency Guidelines clients confirm their agreement to these terms and conditions.

2.   RMCSC Insolvency Guidelines

RMCSC Insolvency Guidelines are available for

  • creditors' voluntary liquidation
  • members' voluntary liquidation:
  • administration
  • compulsory liquidation
  • bankruptcy
  • individual voluntary arrangement

Access is available to one, all or any combination of the RMCSC Insolvency Guidelines on the RMCSC website as chosen by the client and for the operators chosen by the client on registration as a member and on payment of the annual subscription.

The RMCSC Insolvency Guidelines are manuals providing information about insolvency legislation and procedure together with legal references to enable clients to review information and check the legislation as appropriate.

3.   Charges

Access to the RMCSC Insolvency Guidelines is provided on payment of an annual subscription that may be changed from time to time. A VAT invoice will be provided by RMCSC Ltd.

4.   Updates

In the event of changes in insolvency rules, regulations or legislation that result in the review and update of an insolvency guideline the RMCSC Insolvency Guidelines concerned will be updated by RMCSC Ltd and made available for access on the RMCSC website as soon as possible.

Arrangements will be made for the correction of any errors in the RMCSC Insolvency Guidelines when brought to the attention of RMCSC Ltd by the client.

5.   Intellectual property rights and confidentiality

The intellectual property rights in all RMCSC Insolvency Guidelines remain the property of RMCSC Ltd. The content of the RMCSC Insolvency Guidelines and the password to obtain access to the RMCSC Insolvency Guidelines must not be disclosed or shown to anyone who is not a partner, director, associate or employee of the client registering for membership to obtain access to the RMCSC Insolvency Guidelines.

Know-how, methodologies or technology used by RMCSC Ltd in relation to the RMCSC Insolvency Guidelines must be kept confidential and must not be disclosed to anyone who is not a partner, director, associate or employee of the client registering for membership to obtain access to the RMCSC Insolvency Guidelines.

6.   Force majeure

Neither the client nor RMCSC Ltd shall be liable to the other for any failure to perform any obligation under any agreement where the failure results from an event beyond the reasonable control of either party.

7.   Governing Law

This contract will be interpreted in accordance with English law and are subject to the exclusive jurisdiction of the English courts.

8.   Complaints

We hope that you will be satisfied with the RMCSC Insolvency Guidelines. In the event of a complaint please contact Caroline Clark on 07854 967976 or email caroline.clark@rmcsc.co.uk within 14 days of purchase date. Any complaints will be fully investigated and resolved using the principles of professional mediation.

9.   Limitation of liability

RMCSC Ltd will not be liable for any loss incurred, cost, indirect or consequential loss arising as a
result of a client's use of the RMCSC Insolvency Guidelines, however this may arise. Information about how the purpose of the RMCSC Insolvency Guidelines and how they are to be used is given on each guideline. RMCSC Ltd will not be liable for any loss arising from compliance with the rules, regulations and guidance of an Authorising Body.

10. Termination of contract

Either RMCSC Ltd or the client may terminate the agreement for access to the RMCSC Insolvency Guidelines at any time without notice or requirement for refund of any charge. If a client fails to pay
the annual subscription then access will no longer be available to the RMCSC Insolvency Guidelines for that client.

11. Definitions

'Authorising Body'. A body declared to be a recognised professional body or a competent authority under any legislation governing the administration of insolvency in the United Kingdom.

'Client'. The person, business, firm or organisation and any partner, director, associate or employee of that person, business, firm or organisation registering for membership to obtain access to the RMCSC Insolvency Guidelines.

'Agreement' and 'contract'. The contract between the client and RMCSC Ltd for the supply and use of the RMCSC Insolvency Guidelines.

'Insolvency Code of Ethics'. The Ethics Code issued to insolvency practitioners by Authorising Bodies.

'RMCSC Ltd' and 'we'. In the context of the contract for access to the RMCSC Insolvency Guidelines, 'RMCSC Ltd' and 'we' includes the company, its directors and employees.

'RMCSC Insolvency Guidelines'. The manuals in respect of specific types of formal insolvency process written by RMCSC Ltd and available for access from the RMCSC website.

'Operator'. The client's employee who has access to the RMCSC Insolvency Guidelines.


Privacy Statement

We are committed to protecting your privacy. We constantly review our systems and data to ensure the best possible service to you. Parliament has created specific offences for unauthorised actions against computer systems and data. We will investigate any such actions with a view to prosecuting and or taking civil proceedings to recover damages against those responsible.

Disclaimer, Exclusions and Limitations

The information on this web site is provided on an "as is" basis. To the fullest extent permitted by law, the Company excludes all liability for representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website.

The Company excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised this Company of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.

Availability

Unless otherwise stated, the services featured on this website are only available within the United Kingdom, or in relation to postings from the United Kingdom. All advertising is intended solely for the United Kingdom market. You are solely responsible for evaluating the fitness for a particular purpose of any downloads, programs and text available through this site. Redistribution or republication of any part of this site or its content is prohibited, including such by framing or other similar or any other means, without the express written consent of the Company. The Company does not warrant that the service from this site will be uninterrupted, timely or error free, although this service is provided to its best ability. By using this service you thereby indemnify this Company, its employees, agents and affiliates against any loss or damage, in whatever manner, howsoever caused.

Log Files

We use IP addresses to analyse trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Additionally, for systems administration, detecting usage patterns and troubleshooting purposes, our web servers automatically log standard access information including browser type, access times/open mail, URL requested, and referral URL. This information is not shared with third parties and is used only within this Company on a need-to-know basis. Any individually identifiable information related to this data will never be used in any way different to that stated above without your explicit permission.

Cookies

Like most interactive web sites this Company's website [or ISP] uses cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate partners may also use cookies.

Links to this website

You may not create a link to any page of this website without our prior written consent. If you do create a link to a page of this website you do so at your own risk and the exclusions and limitations set out above will apply to your use of this website by linking to it.

Links from this website

We do not monitor or review the content of other party's websites which may be linked to this website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and we should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site and to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. The Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure of personal information to third parties.

Hacking, viruses and other offences

You may not misuse the Company's website by introducing worms, logic bombs, Trojans, viruses or any other material that is malicious or technologically harmful. You may not attempt to gain unauthorised access to the Company's website or any computer or database that is connected to the Company's website. You may not attack the Company's website via a denial of service attack or a distributed denial of service attack.

Any such breach of the Computer Misuse Act 1990 would be a criminal office that would be reported appropriately. We would co-operate with the relevant law enforcement authorities which would include disclosing your identity to them. In the event of such a breach of the Computer Misuse Act 1990 your right to use the Company's website would cease immediately.

We will not be liable for any loss or damage caused by a distributed denial of service attack, viruses or other technologically harmful material that may infect your computer equipment, programs, data or other proprietary material, due to your use of the Company's website of to your downloading of any material posted on it or on any website linked to it.

Copyright Notice

Copyright and other relevant intellectual property rights exists on all text relating to the Company's services and the full content of this website.

General

The laws of England and Wales govern these terms and conditions. By accessing this website you consent to these terms and conditions and to the exclusive jurisdiction of the English courts in all disputes arising out of such access. If any of these terms are deemed invalid or unenforceable for any reason (including, but not limited to the exclusions and limitations set out above), then the invalid or unenforceable provision will be severed from these terms and the remaining terms will continue to apply.

Notification of Changes

The Company reserves the right to change these conditions from time to time as it sees fit and your continued use of the site will signify your acceptance of any adjustment to these terms.

Definitions

'Company,' 'we', 'us' and 'our'. These words refer to RMCSC Ltd, its directors and employees.

'Client', 'you' and 'your'. These words refer to you, the person accessing this website and accepting the Company's Terms and Conditions of Website Use.